Introduction: The Academic Institution is a Social security system where the healthcare of students is paid for from funds created by pooling of contributions of participating students and the Institutions.
Membership: For students (full and part time) of Federal, State and Private Tertiary Institutions.
Contribution: N2,000 per student per session payable at the time of payment of School fees.
Medical Facility: Students can choose between three major Hospitals including the school medical clinics
Mode of Operation:
- Each student will complete our registration form and choose one Hospital.
- Gorah Membership ID Card will be issued to each student.
- Medical services will be provided to each student upon the presentation of Gorah ID Card throughout the academic session.
- Gorah HMO shall be responsible for paying the Healthcare provider for all services rendered
|Specialist Consultation||Once per Year|
|Basic Lab Investigations||Yes|
|Physiotherapy||3 per year|
|Plain & Contrast X-Rays||3 per year|
|Ultra Sound Scans||Yes|
|Admissions in Hospital||General Ward|
|Admission per annum||4 Days|
|Feeding on Admission||Yes|
|Drugs & Infusions||Yes|
|Surgeries (Minor, Intermediate and Major) In emergencies only.||Limit N60,000 Per person|
|Simple Optical Care||Yes|
|Primary Dental Care ( Pain relief, Simple extraction, fillings)||Limit N2,500 Per person|
|Mental Health Services (emergencies only)||Yes|
|Prices Per Person Per Year||Gorah Student
Frequently Asked Questions
It is a Social Security system that guarantees the provision of health care services paid from funds created by pooling the contributions of participating students.
No. Your first point of call is your School/College Clinic after which you will be referred if the need arises
No. The cost of drugs are already covered in the premium paid
Yes. You can access medical treatment throughout the session including holidays provided you have paid but you are not covered anywhere outside the School premises.
Participating students do not need cash to access treatment when required. The problem of running out of cash because of sickness can be avoided. And the medical attention is the best in the location of the school.
No limit as long as the care is within the provision of the Benefits package
No. All treatments are covered by the premium paid.
Payment to the Primary provider is by capitation. A certain amount is paid to your Primary healthcare provider monthly in advance whether you utilise the services or not. The payment made by healthy students subsidise the sick students so that the necessary pool of funds can be created. There are no refunds or rebates to any participating students as the objective of the programme is to ensure that the entire student community stay healthy at all times.