| GORAH INDIVIDUAL PLAN | BASIC | LIFE | PREMIUM | BEST |
| Premium Individual per year |
25,000 |
45,000 |
75,000 |
145,000 |
| OUTPATIENT SERVICES | ||||
| Out-Patient Limit |
80,000 |
100,000 |
120,000 |
150,000 |
| Out Patient Care, General Consultation |  |
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| Specialist Consultation | 2 sessions | 3 sessons | 4 sessions | 5 sessions |
| Laboratory & Diagnostic Tests | |
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| X-Rays | |
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| Prescribed Medicines And Drugs | |
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| Management of Chronic Ailment | ✗ | Eligible After 6 month | Eligible After 6 month | Eligible After 6 month |
| Out-Patient Emergency | |
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| Advanced & Complex Investigations (incl. CT Scan, MRI Scan) | Emergency | Emergency | Emergency | Emergency |
| IN-PATIENT SERVICES | ||||
| In-Patient Limit |
100,000 |
120,000 |
150,000 |
200,000 |
| X-Rays, Laboratory & Diagnostic Tests | |
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| Prescribed Medicines And Drugs | |
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| Intensive Care Services | ✗ | ✗ | 48 Hours | 72 Hours |
| In- Patient Admission days | 15 days /annum | 20 days /annum | 30 days/annum | 30 days/annum |
| In-Patient Admissions | General Ward | General Ward | Semi-Private ward | Private-Ward |
| In-Patient services (including feeding) | |
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| Physiotherapy Sessions | 5 Sessions | 5 Sessions | 10 Sessions | 10 Sessions |
| Physiotherapy Sessions (Up to approved limits) | |
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| In-Patient Emergency | |
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| Advanced & Complex Investigations (incl. CT Scan, MRI Scan) | Emergency | Emergency | Emergency | Emergency |
| SURGICAL SERVICES (APPLY AFTER 6 MONTHS) | ||||
| Minor, Intermediate, Major Surgeries And Procedures | Limit up to 120,000 | Limit up to 250,000 | Limit up to 350,000 | Limit up to 1,000,000 |
| DENTAL CARE | ||||
| Primary & Secondary Dental Care | Covered up to ₦5,000.00 | Covered up to ₦10,000.00 | Covered up to ₦15,000.00 | Covered up to ₦20,000.00 |
| Scaling and Polishing | |
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| Composite /Amalgam Filling | ✗ | |
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| Non-surgical tooth Extraction | |
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| Pain Relief | |
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| Dental Emergency | |
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| OPTICAL CARE | ||||
| Simple Optical Care | Limit up to 5,000 | Limit up to 10,000 | Limit up to 15,000 | Limit up to 20,000 |
| Eye testing& Eye Care (Biennial Optical Lenses)(After 6 month) | Up to ₦5000.00 | Up to ₦7,000.00 | Up to ₦10,000.00 | Up to ₦15,000.00 |
| Major Eye Surgeries (Subject to surgical limit) | |
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| EAR,NOSE AND THROAT SERVICES | ||||
| ENT Limit | ✗ |
7,000 |
10,000 |
15,000 |
| Treatment of ENT diseases and removal of foreign bodies | ✗ | |
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| ENT Surgeries ( Subject to surgical limit) | |
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| OTHER BENEFITS | ||||
| Accidents & Emergencies | |
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| Evacuation (Home/Hospital to Hospital & Road Side to Hospital) | |
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| Annual Wellness Check at Designated Centres (After 9 months) | BASIC | BASIC | BASIC | BASIC |
| HIV/AIDS – to the Extent of Diagnosis + Treatment at Free Specialist Centres | |
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| Outpatient Psychiatry cover up to 4 weeks | |
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Medical Unit: 0703 187 0956
24hr Call Center: 0813 278 3427
