GORAH HEALTHCARE PLANS
Corporate Health Plan
At Gorah HMO, we provide flexible and affordable health insurance plans designed to fit different lifestyles and healthcare needs. Whether you’re an individual, a family, a business, or a student, we’ve got you covered.
| GORAH CORPORATE PLAN | STANDARD | SILVER | GOLD | PRESTIGE |
| Premium Individual per year | 37,000 | 69,000 | 162,750 | 262,500 |
| Premium Family per year | 132,000 | 262,500 | 577,500 | 997,500 |
| OUTPATIENT SERVICES | ||||
| Outpatient Care, General Consultation | ✔ | ✔ | ✔ | ✔ |
| Specialist Consultation | ✔ | ✔ | ✔ | ✔ |
| Laboratory & Diagnostic Tests | ✔ | ✔ | ✔ | ✔ |
| Prescribed Medicines And Drugs | ✔ | ✔ | ✔ | ✔ |
| Management of Chronic Ailment | ✔ | ✔ | ✔ | ✔ |
| IN-PATIENT SERVICES | ||||
| X-Rays, Laboratory & Diagnostic Tests | ✔ | ✔ | ✔ | ✔ |
| Prescribed Medicines And Drugs | ✔ | ✔ | ✔ | ✔ |
| Intensive Care Services | 24 Hours | 24 Hours | 48 Hours | 72 Hours |
| In-Patient Admissions | General Ward | Semi-Private ward | Semi-Private ward | Private-Ward |
| In-Patient services (including feeding) | ✔ | ✔ | ✔ | ✔ |
| Physiotherapy Sessions | 5 Sessions | 5 Sessions | 10 Sessions | 10 Sessions |
| Advanced & Complex Investigations (incl. CT Scan, MRI Scan) | Emergency | Emergency | Emergency | Emergency |
| MOTHER AND CHILD SERVICES | ||||
| Antenatal Services and Delivery | Limit up to 80,000 | Limit up to 100,000 | Limit up to 120,000 | Limit up to 150,000 |
| Post Natal Care up to 6 weeks | ✔ | ✔ | ✔ | ✔ |
| Neonatal Care @Birth | ✔ | ✔ | ✔ | ✔ |
| Neonatal ICU,Special baby care Unit | ✗ | 24 hours | 24 hours | 48 hours |
| Family Planning (Counselling,IUCDS,injectables,Implant and OCP) | ✔ | ✔ | Plus Implant | Plus Implant |
| Well baby Check | ✔ | ✔ | ✔ | ✔ |
| SURGICAL SERVICES | ||||
| Minor, Intermediate, Major Surgeries And Procedures | Limit up to 120,000 | Limit up to 250,000 | Limit up to 350,000 | Limit up to 1,000,000 |
| DENTAL CARE | ||||
| Primary & Secondary Dental Care | Covered up to ₦15,000.00 | Covered up to ₦25,000.00 | Covered up to ₦65,000.00 | Covered up to ₦85,000.00 |
| Scaling and Polishing | ✔ | ✔ | ✔ | ✔ |
| Composite /Amalgam Filling | ✔ | ✔ | ✔ | ✔ |
| Non-surgical tooth Extraction | ✔ | ✔ | ✔ | ✔ |
| OPTICAL CARE | ||||
| Simple Optical Care | Limit up to 10,000 | Limit up to 15,000 | Limit up to 20,000 | Limit up to 25,000 |
| Eye testing& Eye Care (Biennial Optical Lenses) | Up to ₦10,000 | Up to ₦15,000.00 | Up to ₦20,000.00 | Up to ₦30,000.00 |
| Major Eye Surgeries (Subject to surgical limit) | ✔ | ✔ | ✔ | ✔ |
| IMMUNIZATIONS | ||||
| Routine Immunization (NPI) for 0 – 5yrs – DPT, Hepatitis B, HiB (Pentavalent), BCG, Measles, Oral Polio, Vitamin A supplementation& yellow fever | ✔ | ✔ | ✔ | ✔ |
| Additional Immunizations -Hepatitis B, HiB, Pneumococcal, Yellow Fever and Meningitis for Adults | ✗ | ✗ | ✔ | ✔ |
| EAR,NOSE AND THROAT SERVICES | ||||
| Treatment of ENT diseases and removal of foreign bodies | ✔ | ✔ | ✔ | ✔ |
| ENT Surgeries ( Subject to surgical limit) | ✔ | ✔ | ✔ | ✔ |
| OTHER BENEFITS | ||||
| Evacuation (Home/Hospital to Hospital & Road Side to Hospital) | ✔ | ✔ | ✔ | ✔ |
| Fertility Services (Investigation Only) | ✗ | Counseling, SFA& USS (Up to ₦10,000 only) | Counseling, USS, SFA,& Hormonal Profile(Up to ₦15,000 only) | Counseling, USS, SFA, HSG, Hormonal Profile& (Up to ₦20,000 only) |
| Annual Wellness Check at Designated Centres (After 9 months) | Physical examination, Urinalysis, Hep B,Blood pressure | Physical examination, , Urinalysis, PCV, Blood pressure & Hep B | Physical examination,Urinalysis, PCV, Blood pressure, Blood sugar, ECG & Hep B | Physical examination, Urinalysis, PCV, Blood pressure, Blood sugar,ECG, Serum cholesterol, & Pap Smear or PSA |
| Outpatient Psychiatry cover up to 4 weeks | ✔ | ✔ | ✔ | ✔ |
