The health of your family is very important. When you are raising a family, your highest priority is to keep the entire household healthy and happy.

Our Gorah Family Health Plans will provide suitable health insurance for everyone in the family. Our family unit consists of six persons – you, your spouse and up to four children below 18years. The three plans are:

Benefits Gorah Family Life Gorah Family PremiumGorah Family Best
General ConsultationYesYesYes
Special Consultation4 Sessions Per Person Per Year6 Sessions Per Person Per Year10 Sessions Per Person Per Year
Lab InvestigationYesYesYes
Prescribed DrugsYesYesYes
Physiotherapy5 Sessions Per Person Per Year10 Sessions Per Person Per Year10 Sessions Per Person Per Year
Travel Immunization YesYesYes
Chronic Condition ManagementAfter 24 MonthsAfter24 Months
Plain & Contrast X-Rays YesYesYes
Ultra Sound Scans YesYesYes
Admissions in HospitalGeneral WardSemi Private WardPrivate Ward
Admission per annum30 Days30 DaysUnlimited Stay
Feeding on AdmissionYesYesYes
Drugs & InfussionYesYesYes
Antenatal Care & DeliveryYes After 18 MonthsYes After 18 MonthsYes After 18 Months
Post natal Care- 6 weeksAfter 18 Months Limits ApplyAfter 18 Months Limits ApplyAfter 18 Months Limits Apply
Neonatal CareAfter 18 Months Limits ApplyAfter 18 Months Limits ApplyAfter 18 Months Limits Apply
Family Planning ServicesYesYesYes
Routine (NPI) Immunization0-5 Years 0-5 Years0-5 Years
Additional Immunization0-5 Years 0-5 Years
Emergency CareYesYesYes
Emergency Ambulance ServiceYesYesYes
Surgeries
(Minor, Intermediate, Major Surgeries)
N200,000 Limit Per PersonN300,000 Limit Per PersonN700,000 Limit Per Person
Optical CareAfter 12 Months N7,000 Limit Per PersonAfter 12 Months N9,000 Limit Per PersonAfter 12 Months N20,000 Limit Per Person
Dental CareAfter 6 Months N9,000 Limit Per PersonAfter 6 Months N18,000 Limit Per PersonAfter 6 Months N40,000 Limit Per Person
HIV/AIDS TreatmentYes After 12 MonthsYes After 12 MonthsYes After 12 Months
Special Investigation
Mental Health ServicesAfter 12 Months 30 days onlyAfter 12 Months 30 days onlyAfter 12 Months 30 days only
Annual Wellness Check (After 9mths)BasicAdvanceComprehensive
Intensive Care, Neonatal ICU, Special Baby Care Unit24 hours ICU Cover3 Days ICU Cover7 Days ICU Cover
Infertility InvestigationAfter 12mths
Basic Investigation only (USS, SFA)
After 12mths
Basic Investigation only (USS, SFA, Hormonal Profile)
After 12mths
Basic Investigation only (USS, SFA, Hormonal Profile, HSG)
Renal Dialysis1 Emergency2 Sessions3 Sessions
Choose Preferred PlanGorah Family Life
Gorah Family PremiumGorah Family Best